"dwelling insurance," is the part of your homeowners insurance policy that may help pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.
Covers other buildings on your prperty that are separate from your home, such as a garage or shred.
Covers the loss of furniture and other contents if they're stolen or damaged.
Reimburses you for reasonable living expensive, such as cost of hotel and rental property.
Helps protect you if someone sues you for damages after being injured on your property.
Water backup coverage can help you repair water damage from overflowing drains and sewers, broken sump pumps, and more — essentially, any damage that results from water moving from the ground up.
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